Tips for managing the cost of going to school

17 July 2025

From uniforms and school shoes to stationery and transport, the cost of going to school can quickly add up. The Child Poverty Action Group has found that the cost of education in the UK is now over £1,000 a year for a child at primary school and nearly £2,300 a year for a child at secondary school (based on 2024 costings). And if you have more than one child, the financial stress increases.

The good news is there are practical ways to ease the financial burden. Whether you’re sending your little one off to school for the first time or preparing an older child for a new year in secondary school, we’ll take you through some savvy ways to budget, plan and shop for the new school year.

Plan ahead and set a budget

Getting organised early can make a big difference when it comes to managing back-to-school costs. Planning ahead can help you avoid spending any unnecessary money and also allow you to spread your spending over a longer period.

Start by creating a back-to-school checklist that includes everything your child might need, such as:

  • uniform
  • stationery
  • electronic/tech items
  • lunch supplies
  • sports kit
  • anything for extracurricular activities.

Once you have your list, take some time to go through what you already have at home. Check if last year’s uniform still fits, whether other supplies are still usable, and if bags or lunchboxes are in good condition. You might find that you can reuse more than you expected.

With a clearer idea of what you actually need to buy, you can then set a realistic budget. Make sure to include both one-off purchases, like a new pair of shoes, and ongoing costs such as packed lunches or transport. If you can, it’s also a good idea to build in a little flexibility for any unexpected expenses that might come up.

Check what financial support is available

The amount of financial support available, and how you apply for it, varies depending on where in the UK you live. We’ve included some examples of the kinds of financial support you can look into below.

England

If you live in England, your local authority will have the details of who is eligible and how to apply for support for:

Northern Ireland

For those living in Northern Ireland, see this information on:

Scotland

Residents of Scotland can find details of the following:

Wales

Those living in Wales can find out more at the following links:

Reuse and recycle

One way to cut back-to-school costs is to make the most of what’s already out there. Uniforms can be one of the biggest back-to-school expenses, so firstly, make sure you understand your school’s current uniform policy so you only get what your child needs and you know which items of the uniform must be branded. Then connect with other parents in your community. Many schools or local groups organise uniform or supply swaps, and this can be a great way to pass on items your child has outgrown and pick up what they need for free or at a low cost.

If a swap isn’t available, consider buying second-hand. It’s always worth checking what’s available before buying new – children often grow so fast that even second-hand uniform can look like new. Browse online platforms like Uniformerly, where parents can give away, sell, or request second-hand school uniform items. And don’t forget local charity shops, which often have uniforms, shoes, and school bags at a fraction of the price.

Because children grow so fast, it’s also a good idea to avoid buying too much at the start of the school year. Buy what you need to get started and top up later in the year to help spread the cost and avoid getting extra items you don’t really need.

Shop smart when buying new

When you do need to buy new, shopping smart can make a big difference. Even if branded items of your child’s school uniform are only available from a specific supplier, you can then buy everything else from supermarkets or high street retailers at a much lower cost. Don’t assume you need to buy everything from the school’s approved shop.

Be on the lookout for seasonal sales and shop around to make sure you’re getting the best deal. Buying in bulk is another great way to save, especially for items you’ll need throughout the year. You might also be able to save by teaming up with other parents and bulk ordering items you’ll all need. This can be useful if bulk buying will take you over budget, or if your school’s uniform shop has deals on buying a certain number of items. You’ll likely save on postage costs this way too.

Finally, if you’re shopping online, take a moment to look for cashback offers or discount codes for the websites you’re planning to buy from. Websites like TopCashback and VoucherCodes can help you make a little cashback or save on everyday purchases. But try to avoid any temptation to buy anything other than what you need, just because there’s cashback or a voucher code.

Pack affordable lunches

With a bit of thought, it’s possible to save money on packed lunches. Start by planning out the week’s lunches – and depending on the age of your child, you can involve them in the planning too. Then, when you’ve made the plan, write a shopping list.

Doing this may feel time-consuming, but it makes it a lot easier to get everything sorted for the day ahead when you’re in a rush during the week. It helps you to reduce food waste, as you’re only buying what you need, and it makes it easier to shop more efficiently.

Buying ingredients in bulk, especially snacks and non-perishables, can also help you save money, as can making the most of deals. But remember, a deal is only a deal if it helps you save money on things you would have bought anyway, not if it entices you to spend extra money.

For more inspiration and practical ideas, take a look our guide: Tips and tricks for perfect packed lunches.

If you need more support with the cost of going to school

A bit of planning, some creative thinking and some shopping around can help you manage the costs of going back to school and feel more in control. Even if it feels like you’re only able to make some small savings, those small savings can add up to make a big difference.

But if you’re feeling overwhelmed or need extra support, search for a Family Action service in your area, or contact our free FamilyLine helpline for confidential guidance and support.

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